Managing Consumer Debt

Quick tips to help you climb above debt

1)   Having few credit cards reduces your liability from identity thief.

2)   Order one (1) free credit report from a credit reporting agency through www.AnnualCreditReport.com.    You will probably see you have revolving credit accounts that you did not know you had.   Get rid of unnecessary revolving credit accounts (credit cards).

3)   Get rid of revolving credit accounts (credit cards) by calling them and then sending a letter to the companies that you have a revolving credit account with.

4)   Wait a couple months, then order one (1) free credit report from a different credit reporting agency through www.AnnualCreditReport.com, and see if the revolving credit account was closed as you requested.