61 South Paramus Road
We believe that financial planning should be accessible to everyone. Most people will be able to meet their financial goals if they are guided by sound advice. The future you hope for is shaped by the advice you receive and the steps that you take along the way. It's not just about making money, it's about achieving a balance in your life, so that you can find more time to do the things that you want to do.
As Financial Planners it is our mission to help you achieve financial objectives. We design a customized plan to help you meet your unique needs, both today and tomorrow. We develop strategies to help achieve your special goals like buying a home or condo, retiring early, financing your child's education and more.
Your concerns are our concerns, let's make a plan.
At this meeting, a specially trained financial planner will listen to your financial concerns and discuss what financial planning can do to help you achieve your objectives.
This is where we learn about all of your financial goals, objectives, assets, liabilities, income, and expenses. The foundation of a sound financial plan is having a clear understanding of who and what you are. This information is kept strictly confidential.
A preliminary analysis of the information about you is prepared. This includes reviewing all of your objectives and determining if they are feasible. We may consult, with your permission, with your attorney, accountant, or other adviser to make sure the data is complete.
After all of the alternatives and information is analyzed, a final plan will be presented to you. The final plan is written document prepared especially for you. It contains specific recommendations designed to meet your stated financial goals and needs.
Evaluate alternative solutions. Set priorities for the future.
In life, one thing is constant; change. Each year, and perhaps more frequently, your income, investments, assumptions and objectives will change. This is why we stand ready to update your plan as needed.
Financial Planning Services are offered by Michael Werfel and Gary Bonavita. Registered Representatives, Investment Advisory Representatives and Financial Planners of MML Investors Services, LLC.
We work with you and your tax and legal advisers to help you select the most appropriate product solutions to suit your specific needs and circumstances.
Our team of experts consists of Certified Financial Planners®, Chartered Financial Consultants, and Investment Advisors to help you reach your goals throughout your life and retirement.
Financial Planner | Investment Advisor Representative | Financial Services Representative
Financial Planner | MBA | CLU® | ChFC® | RHU® | REBC® | RICP®
Financial Advisor | Investment Advisor Representative | LUTCF®
Financial Advisor | Investment Advisor Representative
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.
We believe that in order to build long-lasting relationships with our clients, we also have to provide knowledge and empower them.Our working environment is characterized by teamwork, trust and cooperation. We work together to serve you. We honor our commitments and hold ourselves and each other accountable. We support the best in each other and know we can be the best financial services organization in the area. We are determined to succeed.