61 South Paramus Road
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Only then, will you understand and yearn our services.
We work with you and your tax and legal advisers to help you select the most appropriate product solutions to suit your specific needs and circumstances.
Your concerns are our concerns, let's make a plan.
At this meeting, a specially trained financial planner will listen to your financial concerns and discuss what financial planning can do to help you achieve your objectives.
This is where we learn about all of your financial goals, objectives, assets, liabilities, income, and expenses. The foundation of a sound financial plan is having a clear understanding of who and what you are. This information is kept strictly confidential.
A preliminary analysis of the information about you is prepared. This includes reviewing all of your objectives and determining if they are feasible. We may consult, with your permission, with your attorney, accountant, or other adviser to make sure the data is complete.
After all of the alternatives and information is analyzed, a final plan will be presented to you. The final plan is written document prepared especially for you. It contains specific recommendations designed to meet your stated financial goals and needs.
Evaluate alternative solutions. Set priorities for the future. And Discuss how you feel where you currently stand.
In life, one thing is constant; change. Each year, and perhaps more frequently, your income, investments, assumptions and objectives will change. This is why we stand ready to update your plan as needed.
Financial Planning Services are offered by Michael Werfel and Gary Bonavita. Registered Representatives, Investment Advisory Representatives and Financial Planners of MML Investors Services, LLC.