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Office: (201) 226-4710

Fax: (201) 712-0383

61 South Paramus Road

Suite 575

Paramus, NJ 07652

atoss@financialguide.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

We have individuals licensed to sell Insurance products in the following jurisdictions: CA, CT, DE, FL, HI, IL, MA, MD, ME, MI, MN, MO, NC, NJ, NV, NY, OH, OK, PA, TX, UT, VA, WA

We have individuals licensed to sell securities products in the following jurisdictions: CA, CT, DC, FL, IL, MA, ME, MD, MN, NC, NJ, NV, NY, OH, PA, RI, TX, VA, WA

We cannot communicate with, nor respond to requests from users who reside in jurisdictions where we

are not licensed to conduct insurance and/or securities business.

Michael Werfel: CA Insurance LIC#0I45936 State of Domicile: NJ

Gary Bonavita: CA Insurance LIC#0B68766 State of Domicile: NJ

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC. Silver Rock Advisers is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies. Supervisory Office: 186 Wood Ave South, Suite 301, Iselin, NJ 08830-2673, Phone: 732-623-5700. CRN202401-896263

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